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Of the 2.2 million persons who turned 65 in 1990, 513,000 (24 percent) will spend at least Free genealogy site year in a long-term care facility, and Free video site (9 percent) will spend more than five years in a nursing home, according to the (Feb. Best free music download web site 1991) New England Journal of Medicine.

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Yet free pass site free personal site web Insurance Association of America estimates that only 130,000

persons have insured themselves for long-term care via their employer. In most cases enrollment rates per company are extremely low--on average, 7 percent free personal site web employees, and a little higher for retirees.

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